St Albans Independent Mortgage Adviser

Stepping onto the property ladder, transitioning to a new home, refinancing, or venturing into buy-to-let investments? Our team of specialist advisors are committed to facilitating your journey.

Personalised mortgage advice in St Albans and the surrounding areas

Spanning the breadth of St Albans and its surrounding towns, our advisors possess an in-depth understanding of the local housing landscape. Equipped with this knowledge, we offer bespoke advice to match your unique circumstances, ensuring you secure the optimal mortgage option.

Our St Albans Office

At Independent Mortgage Advice Bureau, we’re confident in our ability to source the most advantageous mortgage deals for our clients. Anticipate comprehensive support as you embark on the path to homeownership.

24 Holywell Hill, St Albans, Herts, AL1 1BZ

01727 893999

[email protected]

Towns and cities in Hertfordshire where we have helped our clients get mortgages:

  • Hemel Hempstead
  • Redbourn
  • Harpenden
  • Wheathampstead
  • London Colney
  • Welwyn Garden City
  • Hatfield

Our City of St Albans team

Why use iMAB?

With each of our brokers holding CeMAP qualifications and our status as an independent entity, free from ties to specific mortgage lenders or banks, you can trust in our impartiality and expertise.


What our brokers can do for you:

  • offer an evaluation of your qualification for a mortgage
  • offer an exhaustive overview of the various types of mortgages accessible
  • assist you in navigating the application procedure
  • offer counsel on the most fitting mortgage for your individual situation
  • detail all related expenses, such as booking fees, arrangement fees, and early repayment penalties

Customer feedback

What some of our clients say on Google about our advisors at our St Albans office:

Dealt with Chris for a quick chat and initial discussion on what we could borrow for moving to our 2nd home. Chris was very clear, concise and professional, and very helpful with explaining to us what we could borrow and how we could achieve borrowing more. He gave us a full breakdown of what may be impacting our chances and what would help us more – Which massively helped us as we couldn’t make sense of it ourselves! Would highly recommend IMAB and the Team, all of them are very kind and always on hand to help. 5 stars for sure!

Louis Mills

We have been using IMAB for more than 5 years now – from buying our first house to remortgaging, insuring, moving homes. Justyna Piasecka has been assisting us through all those years and I cannot thank her enough for all the hard work she has done!

Renata Walachnia

The team at IMAB have been on a long journey with us for our house purchase. Property after property, offer after offer – Karen always ensured we had sufficient time to get AIPs, any additional documents sorted prior to making an offer. Right through the purchase process, the Admin team ensured solicitors were prompt in their updates to us and they even went out of their way to follow up on our case on a weekly basis. Overall, every penny spent on IMAB’s services has been worth it – Special mention to Karen for working late and during holidays to ensure we had no roadblocks. Many thanks once again.

Raj Moorthy

Your mortgage journey with us

Our dedicated advisors stand ready to guide you through every stage of the mortgage journey, from initial exploration to finalisation.


Step 1: Speak with Our Team

Reach out to us to schedule an appointment, choosing from flexible meeting options including telephone, video call, or face-to-face consultations at our St Albans office.

Step 2: We Provide an Assessment

We delve into your financial landscape, reviewing aspects such as income, credit history, and long-term financial aspirations to ascertain your borrowing requirements and affordability.

Step 3: Mortgage Exploration

Leveraging our extensive familiarity with the St Albans and UK-wide mortgage market, our advisors meticulously research and pinpoint suitable mortgage solutions from an array of lenders.

Step 4: Recommendations Put Forward

Receive bespoke recommendations tailored to your circumstances, encompassing considerations like interest rates and repayment terms.

Step 5: Application Assistance

Navigate the application woes with ease as our advisors assist with compiling documentation, completing forms, and liaising with lenders.

Step 6: Approval and Closing

Once your mortgage application gains approval, our advisors are here to assist you through the final steps, collaborating with solicitors and surveyors to ensure a seamless transition to completion.

Step 7: Continued Support

Count on continuous support throughout your mortgage term, whether navigating refinancing, addressing modifications, or resolving any arising concerns.



Buying a property is one of the biggest decisions of our lives and that’s why it’s so important to get advice from an independent mortgage adviser. Whether you are a first time buyer, or are looking to move home, our team of friendly and professional advisers are here to help you throughout the homebuying process – leaving you to put your feet up.

Equity Release

Later life lending for home owners aged 55 and over to release tax-free cash from the value of your home. The amount you can borrow is mostly based on your age and how much your home is worth, rather than a multiple of your income.


Protection insurance policies provide both peace of mind and a financial safety net in the event of illness, injury or death. Regardless of whether you’re single or in a relationship, have dependent children or don’t have children, chances are you will benefit from some form of protection insurance.

Your Enquiry, Your Way

Email Us

Would you like to give us a little more detail about your enquiry? Or would you prefer to arrange a face to face appointment? Send us an email and one of our advisers will be in touch.

Book an Appointment

You can book a video or telephone appointment via our online diary system. Or, if you would like to speak to a specific adviser, you can contact them through the Our People page. Face to Face appointments are also available. Please contact us for details.

Call Us

Do you have a quick question or would you like to arrange a face to face appointment? Give us a call and we’ll be happy to help.