Chelmsford Independent Mortgage Adviser

Are you embarking on the journey of purchasing your first home, relocating to a new property, refinancing your current one, or delving into the buy-to-let market as a landlord? Our team of dedicated mortgage advisors are here to support you every step of the way.

Expert mortgage advice in Chelmsford and the surrounding areas

Covering the expanse of Chelmsford and its neighbouring areas, our mortgage advisors possess an intricate understanding of the local housing market. Leveraging this insight, our brokers stand ready to provide tailored advice to secure the ideal mortgage solution for you.

Towns and cities in Essex where we have helped our clients get mortgages:

• Uttlesford
• Epping Forest
• Brentwood
• Basildon
• Maldon
• Braintree

Why use iMAB?

All our brokers hold CeMAP qualifications, and as an independent entity, we maintain no affiliations with specific mortgage lenders or banks.

What our brokers can do for you:

• provide an assessment of your mortgage eligibility 
• give a comprehensive explanation of the mortgage types available
• guide you through the application process
• provide advice on the most suitable mortgage for your unique circumstances
• breakdown all associated costs, including booking fees, arrangement fees, and early repayment charges

Your mortgage journey with us

Our team of mortgage advisors are committed to guiding you through every stage of the mortgage process, from initial consultation to finalising your application.

Step 1: Contact Us 

Reach out to us to schedule an appointment. We accommodate telephone and video consultations, as well as in-person meetings at our Chelmsford office.

Step 2: Financial Assessment

We conduct a thorough evaluation of your financial situation, encompassing income, credit history, and future financial aspirations. This enables us to ascertain your borrowing requirements and affordability.

Step 3: Mortgage Market Research

Drawing upon extensive knowledge of the Chelmsford and wider UK mortgage landscape, our brokers meticulously research and identify suitable mortgage options from an array of lenders.

Step 4: Tailored Recommendations

Based on your circumstances, our advisors provide you with recommendations on the most appropriate mortgage products, factoring in considerations such as interest rates and repayment terms.

Step 5: Application Support

Our team assists you throughout the application process, collating requisite documentation, completing application forms, and liaising with the lender on your behalf.

Step 6: Approval and Finalisation

Upon approval of your mortgage application, our advisors navigate you through the final steps, coordinating with solicitors and surveyors to facilitate a smooth transition to completion.

Step 7: Ongoing Assistance

Beyond securing your mortgage, our advisors provide continual support throughout your mortgage term, offering assistance with refinancing, addressing any queries, or accommodating changes to your mortgage arrangement.