Insurances

Insurance Advice St Albans & Beyond

Our insurance advice is designed to protect what matters most to you and your family. We provide expert, personalised guidance across a range of protection products, including Life Insurance, Critical Illness Cover, Income Protection and Family Income Benefit. Whether you’re looking to safeguard your income, cover your mortgage, or ensure your loved ones are financially secure if the unexpected happens, we’ll help you find the right level of cover to suit your needs and circumstances.

Life Insurance

Pays out a lump sum to your loved ones if you pass away during the policy term, helping cover your mortgage, bills or other financial commitments.

Critical Illness Cover

Provides a tax-free lump sum if you’re diagnosed with a specified serious illness, helping ease financial pressure while you focus on recovery.

Income Protection

Moving home? We’ll handle the mortgage side. Compare the best options and enjoy a smooth, seamless move with expert support at every step.

Family Income Benefit

Moving home? We’ll handle the mortgage side. Compare the best options and enjoy a smooth, seamless move with expert support at every step.

Really knowledgeable and approachable team. Communication was prompt and the use of their online platform made providing required information and documents very straightforward.

Martin Adams

The best mortgage advisor company ever! Karen at IMAB is honestly one of the most helpful, consistent and hardworking people I have ever had the pleasure to deal with. 

Louis Mills

Amazing service from the team at IMAB. Want to thank Karen and Emily for their help throughout the process. Very supportive, knowledgeable, patient and professional team, would highly recommend them to anyone. 

Kim

We've worked with Carol @ IMAB on two different house purchases now over the course of around 5 years, and she's been fantastic for both. She helped us (two people who are 'maths challenged') understand the basics; find a good...

SK

There are no words to say how this company has helped us, throughout the years and especially this year with the sale and purchase of our new home. Karen has been incredible to say the least!! We have been with them since...

Olympia

Repeat customer, wouldn’t use anyone else. We’ve used IMAB a few times now and they are our go-to choice and recommendation. We’ve mostly dealt with Karen, but have everyone we speak to be extremely helpful, often...

Nicholas Akass

Brilliant! A colleague recommended I speak to Karen for mortgage advice when buying my first home and I would recommend anyone else to do the same. I had regular contact with Karen, everything was explained so well...

Esther C

Communication is always the key. Karen made complex communications simple. We appreciate this. Despite this digital age we were able to navigate the complexity with relative ease.

Bill Watson

I would recommend IMAB to anyone who needs advice in regards to their mortgage, Karen and Emily helped me throughout my process and the service I received was amazing, responses were fast and helpful in giving...

Harry Batstone

I used IMAB 5 years ago after they were recommended by a colleague and they did not disappoint. I was constantly kept up to date and couldn’t speak to someone whenever I wanted. So when my mortgage renewal came up...

John

Dan was helpful and thorough throughout our remortgage process providing clear and accurate information at all times. Highly recommended for anyone looking for independent mortgage advice.

Lewis Green

Carol and the team at IMAB have always been exceptionally helpful and knowledgeable when arranging our Buy to Let re-mortgages, providing useful market insight and proactively managing the process from start to finish.

Maxwell Morais

Excellent service from Carol and Emily. They kept us informed throughout and provided speedy resolutions to any issues that cropped up.
Highly recommended!

Lauren & Richard

Excellent service, our mortgage advisor Luca has been exceptional, - communication either by email or in person. Luca advised us what interest rates were available from various lenders and went through the process...

Tracey

I used Adrian 5 years ago and when I was due to remortgage again i went straight back to him and he has been amazing again. He is always happy to help with my questions and provides a brilliant trustworthy service.

Rachel Bird

Adrian was so helpful in the process of getting us a mortgage. It was tricky at times but Adrian made it happen and we couldn’t be more grateful! He was extremely knowledgeable, patient and always available to help me with...

Jessie Burden

Fantastic job by Luca, he found us a great mortgage offer, which was accepted this week. We had a slightly complicated situation as we were waiting for payment of an inheritance, which was being held up, but luca kept...

Rachel Pidoux-Smith

Another 5 star effort. This is the third mortgage I have used them for, all needing slightly different requirements and flexibility. More than happy with the process, service and results. Would not go anywhere else.

Anthony Scott

I was informed at every stage , great communication and understanding of my requirements. I can’t speak highly enough of the advice given by my personal advisor. Advice given to help understand every aspect of the process.

Warren Hamilton

My difficult case was cracked with ease by Darren. His commitment throughout whole process of buying my first home was unmatched. Everything was on point. Definitely highly recommended.

Adam Of

PLEASE NOTE FOR THESE INSURANCE PRODUCTS, TERMS AND CONDITIONS APPLY. THIS INFORMATION IS A SUMMARY ONLY

YOU WILL RECEIVE A FULL POLICY DOCUMENT UPON APPLICATION. THIS POLICY WILL SET OUT THE TERMS, CONDITIONS AND LIMITATIONS OF COVER PROVIDED UNDER THE PLAN

AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY

THE COST OF THIS INSURANCE DEPENDS ON SEVERAL FACTORS, SUCH AS YOUR AGE, WHERE YOU LIVE AND YOUR OCCUPATION. AS A RESULT, THE COST YOU WILL PAY IS BASED ON YOUR OWN CIRCUMSTANCES