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About Independent Mortgage Advice Bureau iMAB

At Independent Mortgage Advice Bureau (iMAB), we believe mortgage advice should feel clear, supportive, and tailored  not confusing or full of jargon. For more than 20 years, we’ve helped people make confident decisions about mortgages and protection products, with a service built around one simple idea:

Your Mortgage, Your Way.

As independent mortgage advisers in St Albans, we combine local knowledge with a truly personal approach. Whether you’re stepping onto the property ladder, moving home, remortgaging, or exploring buy-to-let, our friendly team is here to guide you from first conversation to completion and beyond.

History

1998

Where It All Began

Independent Mortgage Advice Bureau is established, providing independent, client-focused mortgage advice.

2008

Operating Through Financial Crisis

Successfully supported clients through the global financial crisis and tightening mortgage market.

Early 2010's

Expanded Service Offering

Expanded services to include protection and insurance advice alongside mortgages.

Mid 2010's

Multi Location Presence

Established a presence in several towns and cities including Watford, Harrow, St Albans, and beyond.

2020

Remote Advice & COVID Adaptation

Successfully transitioned to remote mortgage and protection advice during the COVID-19 pandemic.

2023

Celebrating 25 Years in Business

Celebrating 20 years of providing independent mortgage advice.

5.0
Excellent
Based on 1200+ Reviews

AI Overview

Clients praise the team’s knowledgeable, supportive service and clear communication, highlighting a smooth experience throughout.

Mr and Mrs Chester

Effective and professional advice from…

Effective and professional advice from Dan as always.

Barbara Budzynska

Big Thanks for all your help over the many years!

All advice I received, all help is greatly appreciated. I have..

JQ

Very knowledgable & efficient service

Karen, Natalia & Emily were great. Karen gave great advice and clearly...

Jon

Couldn't recommend more.

We've used IMAB on three transactions now and we've never had to...

Donna

Exceptional.

I have been working with Justyna for many years following a recommendation from a friend. Shes now...

Matt Wilson

Just a top service.

Dan Curtin was really helpful throughout and easy to contact. He always gave solid advice.

Demi Bezley

Fantastic 

Dan has been absolutely fantastic at every stage of our VERY long road to home ownership. Supportive, full...

Kenny

Great Service as always

Just finished our remortgage with IMAB. Great service from Karen Ramirez and team (glad Karen locked our...

Andrew

Fast, efficient, friendly service.

Fast, efficient, friendly service. Made the whole process of re-mortgaging stress free. 

Kim

Amazing service from the team at IMAB

Fast, efficient, friendly service. Made the whole process of re-mortgaging stress...

Our Value Promise

We charge a flat £249 application fee, but if you don’t feel our service delivered real value by the end of the process, we’ll refund it, no questions asked. The clarity and support we provide during such a major decision is truly priceless.

Access 70+ Lenders

Access to 70+ lenders gives clients more choice, better rates, and a higher chance of finding the ideal mortgage for their needs.

Meet the Team

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

THE FCA DOES NOT REGULATE SOME FORMS OF BUY TO LET SERVICES

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE